People ask me all the time—which company offers the best IUL? There are nearly 90 insurance companies in America with IUL products, and while I’m picky about which ones I use, here’s the real secret: It’s not the product—it’s the design. Think of it like golf. Would you rather have Phil Mickelson’s clubs or his swing? It’s the swing that wins. Likewise, it’s how your IUL is structured that has a big impact on performance—not just the carrier name. Discover how to your IUL specialist should desig