Fixed vs. Variable: Which Strategy Wins? 🏠📉 Your mortgage choice is more than just a rate—it’s a long-term financial strategy. Choosing the wrong path can significantly impact your budget and exit options. The Breakdown: Fixed Rate: Offers payment certainty, budget stability, and no surprises for those planning a long-term hold. Variable Rate: Provides payment flexibility and an easier, cheaper "exit" if you plan to sell or refinance sooner. The "best" option depends on your income, risk toler