Manohar Yadav on Instagram: "This statement is False. A low CIBIL score indicates a higher credit risk, which means banks and lenders may be more cautious about approving loans. However, it does not mean that no bank will ever grant a loan. Some banks or non-banking financial companies (NBFCs) might still offer loans, often at higher interest rates or with additional conditions, but the loan approval becomes more difficult. Summary Low CIBIL score means higher risk for lenders. Loan approval is