Does FD really beat inflation? Or is that just a myth? 🤔 A lot of people say “FD never beats inflation”… 👉 That’s actually a misleading statement. Here’s the real story. 📊 I analyzed FD vs inflation–adjusted real returns from 2013 to 2025 FD gave negative real returns only in 3 years: ❌ 2013 | 2020 | 2021 👉 In most of the years, FD DID beat inflation. So calling FD “completely useless” is just wrong. 💡 Then who should invest in FD / RD? ✅ If you’re building an emergency fund → FD makes sens
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