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Wondering whether an ARM is the right mortgage for you? Here's a quick overview of the loan type. ARMs (or Adjustable Rate Mortgages) offer lower initial interest rates for a fixed period, but then rates adjust periodically throughout the loan, potentially increasing your monthly payments. Scott Palmer REALTOR ® 📱(916) 838-0313 License#DRE 01326834 #scottpalmer #scottpalmerrealestate #Realtor #RealEstate #RealEstateAgent #carealestate #carealtor #scottpalmerrealtor #scottpalmerealestateagent #c