How to create a payoff matrix, and example of a 3x3
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This tool maps out my entire debt payoff from the first payment to the last. I enter the balance, interest rate, and minimum payment for each debt. The spreadsheet then calculates the order, the timeline, and the final payoff date. Seeing the debt distribution and remaining months makes everything clearer. And the full schedule on the right keeps me motivated every step of the way. #debtsnowball #debtfreejourney #payoffplan #googlesheets #budgetspreadsheet #personalfinance
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