What’s a Credit Card Authorized User? 💳 👉🏻An ‘authorized user’ is someone added to another person’s credit card account. You get a card in your name, but it’s linked to their account. ✅ The Good: – You can build credit history without applying for your own card – Great for teens or partners learning to manage credit – No hard credit check for the user ⚠️ The Bad: – If the main cardholder misses payments, it can hurt your credit – You’re not legally responsible for debt, but your score still t