IRAs are a tax-advantaged way to save for your future. You can open an account whether or not you’re also investing via an employer-sponsored account like a 401(k), assuming you meet the other ...

An education IRA is a tax-advantaged savings account that can be used to pay for education expenses. Funds in these accounts, which are also known as Coverdell education savings accounts (ESAs), can ...

A gold IRA is a self-directed retirement account that allows investors to hold physical gold and other precious metals. These accounts are often used to diversify a portfolio or as a hedge against ...

With a Roth IRA, you contribute after-tax dollars, so there is no tax deduction when you put money in. The benefit comes later because your investments grow tax-free and qualified withdrawals in ...

Only 10% of today's private-sector workers can count on retiring with defined benefit plans, which used to be standard. That means you have to take charge of your own money if you want to retire well.

Be sure you understand the tax consequences before making the change Cathy Pareto, MBA and CFP®, is the founder and president of Cathy Pareto & Associates Inc. For more than twenty years, Cathy has ...