Too much coverage wastes money, but too little can expose your company to claims and court awards. Here is how to calculate exactly what you need.

A state-by-state summary of which businesses need workers’ compensation insurance and how to buy it. Many, or all, of the products featured on this page are from our advertising partners who ...

Employers, employees and insurance companies all play a role in the workers’ compensation claims process. Many, or all, of the products featured on this page are from our advertising partners who ...

Christy Bieber has a JD from UCLA School of Law and began her career as a college instructor and textbook author. She has been writing full time for over a decade with a focus on making financial and ...

Christy Bieber has a JD from UCLA School of Law and began her career as a college instructor and textbook author. She has been writing full time for over a decade with a focus on making financial and ...

In most states, if you employ any staff, you are required to have workers’ compensation insurance, which is a specific type of business insurance that covers costs associated with on-the-job injuries ...

Workplace injuries are a reality for your business because workers can be injured while performing numerous tasks. The United States Bureau of Labor Statistics reported 2.6 million nonfatal workplace ...