When finances are tight, it's easy to get lost in a sea of credit card debt, which is the primary reason credit card balances, interest rates, and financial stress are quickly rising. Millions of ...

Most financial advice tells you to contribute to your 401(k) no matter what, especially when your employer offers matching. Dave Ramsey disagrees. The bestselling personal finance author believes if ...

Consolidating credit card debt with a personal loan means taking out a new personal loan, using the loan proceeds to pay off credit card balances and then paying off the new loan. Consolidating ...

Shot of smiling beautiful businesswoman working in call center. Shot of a adorable asian woman working in a call center with a male colleague. Reducing debt can feel overwhelming, especially when ...

Tackling your debt can be tough to do. But there's a three-step process that could help you get back on the right track. The first step to financial freedom begins with a spending plan. "It's just ...

Step 1: Face Your Financial Reality The first breakthrough in debt repayment comes from gaining complete clarity on your financial situation. This means calculating your net worth by listing ...

Sarah had taken out $85,000 in student loans, including $50,000 in Parent PLUS loans her parents took out on behalf of her and her siblings. Over the past eight years, she has been paying $1,000 a ...

If you’re in over your head in debt, there are solutions to get out of it. Setting the right goals and making a budget help you free up extra cash for debt repayment. Consolidating debt using a ...