A home loan EMI comprises of two parts – principal and interest. The principal amount of an EMI remains constant, but the interest is variable. Ever wonder why a change in the external benchmark say ...

RBI data indicates a halt in repo rate cut transmission, with rising lending rates amid sluggish deposit growth.

Following the RBI's repo rate cut, eight major banks have reduced interest rates, but it's not guaranteed that every loan's EMI will decrease immediately. When you will get relief in your EMI depends ...

The Federal Reserve now plans to buy T-bills more actively as a means of adjusting reserves. This makes sense and aligns with our thinking. Fed officials will allow the MBS roll-off to continue, ...

The Reserve Bank of India, in its first policy meeting after the US Federal Reserve cut rates, kept the repo rate unchanged at 6.5%. RBI Governor Shaktikanta Das announced the unchanged repo rates ...

US banks and primary dealers have ramped up usage of the Standing Repo Facility in the last week of November, ending the month with a USD 24 billion usage of the lending facility. Repo rates spiked ...

The Reserve Bank of India (RBI) has decided to keep the repo rate unchanged at 5.25% following the conclusion of its three-day Monetary Policy Committee (MPC) meeting on February 6, 2026. As a result, ...

Governor Tiff Macklem announced that the Bank of Canada would start central clearing of repo markets as he outlined downside ...

Learn the key economic concepts for UPSC Prelims 2026 including inflation, GDP, and repo rate. Understand definitions, importance, and how these topics appear in the UPSC Civil Services Examination.

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All of the usual factors, notably your risk profile, will still be at play. But the enhanced transparency could conceivably lead to lower rates in some cases as the reform would mean that banks have ...