Mortgage rates remain higher than pandemic-era lows, but they’ve eased from recent peaks, creating selective refinancing opportunities. Homeowners ...

Mortgage Research Center. Rates averaged 5.25% for a 15-year financed mortgage and 5.99% for a 20-year financed mortgage.

If you bought your home when mortgage rates were higher than you’d hoped, with plans to refinance once they dropped, you’re not alone. Many homeowners take this approach, but figuring out the right ...