Mortgage rates have zigzagged enough in the past few years to leave even confident homeowners second-guessing whether to refinance now or sit tight. The decision is rarely about a single number on a rate sheet, it is about how a new loan will interact with ...

All you need to know about refinancing in 2026 and what is changing this year when it comes to the market and more.

Monitoring the interest rate climate for homebuyers and owners hoping to refinance can easily become a daily activity. And in the interest rate climate of recent years, it was often a disappointing one. But upon closer inspection this year, buyers and ...

Homeowners typically refinance if they can get better interest rates. Refinancing can also be a good idea if you want to change your mortgage term, remove mortgage insurance or switch from a variable rate to a fixed one. You often must pay closing costs of ...