The mortgage interest rate environment in early 2026 is certainly different from that in early 2025, and it's considerably better than it was at a similar point in 2024. Currently, mortgage interest ...

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Most homebuyers and homeowners hoping to refinance are well aware that mortgage interest rates are far from the lows that were readily available in 2020 and 2021. What some buyers and owners may not ...