Discover how recoverable depreciation in home insurance covers replacement costs, impacts claims, and ensures full recovery of your belongings' value.

For most people, buying homeowners’ insurance is less painful but just as dull as filing a tax return. But there are nuances to insurance policies so it pays to understand — especially if you have to ...

With homeowners insurance costs now outpacing both inflation and auto insurance rate increases, more people than ever are shopping for new policies. In fact, according to J.D. Power's 2024 U.S. Home ...

We evaluated dozens of carriers to find the best homeowners insurance companies. These insurers received our highest star ratings based on their coverage options, consumer experience and financial ...

Learn how the coinsurance formula affects your home insurance claim reimbursement, why maintaining 80% coverage is crucial, and see examples to avoid penalties.

In a cycle where climate risk, hidden ownership costs, and sour sentiment cause as much damage as mortgage rates and asking prices, that’s no longer just a back-office issue. It’s a fundamental brand ...

With a budget of around $400,000, you're square in the middle of the market across the U.S. — the median home sale price in 2025 is just over $410,000 according to data from the Federal Reserve Bank ...