Today's highest CD rate is 4.94% for CD. CD rates from online banks are commonly twice as high as the national average rates.

Certificates of deposit (CDs) remain one of the most reliable short-term savings tools, especially for those seeking ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. If you've been able to put away a large, five-figure sum of money, then, ...

Read on to learn about the best banks for CD rates in 2026.

Average rates for certificates of deposit this month range from a ho-hum 0.23% for the shortest, 1-month terms, up to 1.76% for 1-year accounts, according to the latest government data. But for ...