Explore top short- and long-term CD rates available today ...

With interest rates still elevated, certificates of deposit are offering some of the most attractive guaranteed returns savers have seen in years. Today’s best CD rates make it possible to earn more ...

Since the end of 2022, there has been a trend of shorter-term CD rates being higher than longer-term CD rates, both for national averages and among high-yield CDs. While seeing CD rates around 4% can ...

Discover how promotional CD rates offer higher returns to attract new deposits. Learn how banks and credit unions use these ...

Since the Federal Reserve lowered its policy rate in September, many banks have quietly trimmed their CD APYs or discontinued splashy promo CDs. And with more rate cuts expected this year, APYs might ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Jen Hubley Luckwaldt has over 15 years of experience writing and editing personal ...

Promotional CDs often have higher rates than standard CDs. Promotional CDs may come in irregular term lengths, such as 21 months instead of the standard 24 months. Financial institutions commonly ...