Consider your retirement age, spending needs, and investment mix when planning your initial withdrawal rate. Also think about ...

If you’re thinking about how to withdraw money from a 401(k) before retirement, you’re not alone. Life happens — from job loss to medical bills — and sometimes you need to access your retirement ...

The tax consequences of making 401k withdrawals depend on the type of contributions. Keep reading to learn how to avoid paying taxes on 401k withdrawals.

The 4% Rule is arguably the most famous strategy for making sure your retirement income lasts long. Developed in the 1990s, it offers an evidence-based answer to most retirees’ question: “How much can ...

If you're thinking about cashing out your 401(k) plan early, you need to know about these costs, penalties, tax implications, and rule exceptions first.

The order in which you withdraw money from retirement accounts can significantly impact how much you owe in taxes. One of the most popular withdrawal strategies involves drawing from taxed accounts ...

This article draws heavily on Bill Bengen’s new groundbreaking safe withdrawal rate research and references his latest updates. Bill was kind enough to review the article and his insights are included ...