The average rate on a 30-year fixed refinance is 6.41% today, according to the Mortgage Research Center. The 15-year, ...

Mortgage Research Center. Rates averaged 5.57% for a 15-year financed mortgage and 6.37% for a 20-year financed mortgage.

For the vast majority of homeowners, there's currently little financial incentive to refinance their mortgages. So far in 2025, average mortgage rates have remained elevated, consistently hovering ...

Hopes were dimming for lower mortgage rates to spur a refinancing wave after the Federal Reserve held short-term rates steady ...

What’s going on with Grad and Parent PLUS loans? What about PSLF? We answer these — and more.