Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Car insurance costs are calculated with complex formulas. Here’s what really affects your premium and what you can do to influence the final number Written By Written by Insurance Senior Editor, Buy ...

Car insurance premiums have fallen sharply since their post-pandemic peak – but that doesn't mean everyone's paying less. If your renewal quote went up while the national average went down, here's why ...

Before you hit the road, it's vital to know what will actually cost (or save) you money ...